Available for
Ages 18-64
Coverage Amounts
$10,000-$100,000
Critical illness insurance offers a financial safety net when life takes an unexpected turn, giving you a lump‑sum payout the moment you’re diagnosed with a covered serious condition. It’s designed to protect your savings, reduce stress, and give you the freedom to focus on recovery—not bills.
Table of Contents
Policy Features
Pays out 100% of the benefit for the following conditions: Cancer, Heart Attack, Stroke, Alzheimer’s Disease, Major Organ Transplant, Blindness, Paralysis, Deafness, & Kidney Failure.
Pays out 25% of the benefit for the following conditions: Coronary Artery Bypass Surgery & Coronary Angioplasty Surgery.
The price of your coverage never goes up during your coverage period.
Features a return-of-premium benefit if you pass away before submitting a claim.
Sample Quotes
The following charts display the cheapest policy options available through yoursecurelife.net. (Last updated 4/18/26)
If you’d prefer to receive a direct quote, feel free to call or text Justin Grooms (Independent Life Insurance Broker) at 732-509-6605 or message the WhatsApp link below.
*The following quotes are for critical illness plans that provide lifetime coverage and a full return of premium if you never submit a claim.*
$25,000
| Age 35 | $29.75/month |
| Age 45 | $51.25/month |
| Age 55 | $80.50/month |
| Age 64 | $102.25/month |
$50,000
| Age 35 | $60.50/month |
| Age 45 | $103.50/month |
| Age 55 | $162/month |
| Age 64 | $205.50/month |
$75,000
| Age 35 | $91.25/month |
| Age 45 | $155.75/month |
| Age 55 | $243.50/month |
| Age 64 | $308.75/month |
$100,000
| Age 35 | $122/month |
| Age 45 | $208/month |
| Age 55 | $325/month |
| Age 64 | $412/month |
Get a Direct Quote
Hi, thanks for stopping by my site. My name is Justin Grooms and I’m a licensed insurance broker in the states of NJ & MD. I provide free direct quotes and consultations to anyone interested in acquiring critical illness insurance.
My Partnered Carriers
Generating a direct quote is easy. All I need to know is your age and state of residence. At that point, if you’re interested in submitting an application, we could do so together over-the-phone, or through zoom.
In the eight years I’ve been in the business, I’ve always abided by strong morals. So you can be sure you won’t be steered, manipulated, or pressured to making a purchase decision. My job is to consult, not to sell.
If you’re interested in receiving a direct quote, feel free to message me on Whatsapp or click the business card down below to call me at my business cell. Thank you and have a blessed day!
