Hi, thanks for stopping by my site. My name is Justin Grooms and I’m a licensed insurance broker in the states of NJ & MD. I provide free direct quotes and consultations to anyone interested in acquiring critical illness insurance.

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Critical Illness Insurance

Critical illness insurance provides lifetime coverage for a variety of conditions and pays out a return-of-premium benefit if you pass away from an uncovered condition.

Anyone up to age 70 is eligible to apply. The benefit amount will be reduced by 50% in the later of either the third policy year or after the insured’s 70th birthday.

What’s Covered

It also pays out a partial benefit for:

  • Transplant Surgery (75%)
  • Non-Invasive Cancer (25%)
  • Unos Registry (25%)
  • Coronary Artery Bypass Surgery (25%)
  • Coronary Angioplasty Surgery (25%)

Optional Add-On

For an additional charge, this plan could also pay out up to $75,000 for:

  • ALS
  • Advanced Parkinson’s Disease
  • Loss of Sight
  • Loss of Hearing
  • Benign Brain Tumor
  • Severe Burns

📞 Call Today for a Free, No‑Pressure Quote

I’m here to make this simple. Whether you’re exploring options or ready to secure coverage, I’ll walk you through everything in plain language. Unbiased.

Call now: [732-509-6605]

You’ll get:

  • A personalized quote based on your needs
  • Clear explanations with zero sales pressure
  • Honest guidance from someone who cares about your peace of mind